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Chapter 7 Bankruptcy

Canton, Ohio, Chapter 7 Bankruptcy Lawyer

Despite the changes in bankruptcy laws enacted in October, 2005, many people in financial trouble today still file Chapter 7 bankruptcy. If you are burdened by crushing debts and have less than $10,000 in real estate assets, you may qualify for Chapter 7 bankruptcy.

Caplea & Variola Co., LPA, has helped many Ohioans before you who struggled with crushing debts for a variety of reasons:

  • Layoffs
  • Medical expenses
  • Disasters such as home fires, floods and other catastrophes
  • Divorce
  • Overburdened credit card debt

For many people with overwhelming financial obligations, Chapter 7 bankruptcy is an appropriate road to recovery. Through Chapter 7 bankruptcy, debts are completely discharged, and the debtor has the opportunity to start fresh, with a clean slate.

Clients tell us, "I want to keep my assets. I need relief from credit cards and medical bills." Chapter 7 may be the most promising route back to financial stability. Stop creditors' harassing phone calls now. Prepare for a debt-free future through Chapter 7 bankruptcy.

Call or e-mail Caplea & Variola Co., LPA, today, to schedule a consultation. Learn about the steps of Chapter 7 bankruptcy and how we can help you through them:

  • Mandatory pre-filing counseling (typically done online)
  • Gathering together all bills and debts
  • Obtaining and analyzing a credit report
  • Determine total assets and income
  • Obtaining current pay stubs or constructing an accurate picture of self-employment income
  • Assessing circumstances regarding home mortgage and/or foreclosure

Call or e-mail the law offices of Caplea & Variola Co., LPA, to schedule a free initial consultation with an Ohio attorney regarding the debt relief that may be available to you through Chapter 7 bankruptcy.